These Bad Habits Aren’t Helping You Financially

It’s hard to achieve your financial goals if you are still doing some bad financial habits and decisions. The thing is, a lot of people don’t know that these habits are hurting their finances more than they realize:

 1.Spending money on food and drinks outside the home. 

Do you like eating out once a week, ordering take out or buying coffee from a café? You might think the costs of sustaining these habits are not that big but keep track of how much you are spending and you will be surprised at the amount of money you are actually setting aside just for these.

2.Using your credit card all the time. 

Yes, you can pay off your credit card expenses but it’s still borrowing money. If you can’t afford to pay something in cash, you probably shouldn’t buy it. Credit card debts accrue interest over time and if you don’t pay them on time, you will spend more money paying them off. Besides, credit card purchases give you a false sense of security. It feels like you aren’t spending money at all but you actually are.

3.Following trends.

Being a social media user means you are bound to fall into the trap of following trends. Many trends today require you to spend a lot of money such as visit a new restaurant or try a new drink recipe.

Try curbing these bad habits. Get the help of a certified financial planner in Vancouver to help you control these habits. A certified financial planner in Vancouver from ZLC Financial will help you form better financial habits.

To know more about certified financial planner Vancouver please visit our website: zlc.net

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